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Connect Plaid to import card and bank charges into ClearSpend. Each charge lands on Transactions so you can match it to an invoice or receipt. Open Integrations and connect from the Plaid card under Import Transactions.
Plaid creates transactions. Dashboard totals and matching use these charges. Pair Plaid with Gmail, Google Drive, or a file upload for proof.

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When to use Plaid

  • You want ongoing card charges without uploading statements
  • Some vendors only charge a card (no invoice email)
  • You want charge dates and amounts that match your card statement
For a one-time backfill, use Upload statement instead. See Choosing integrations.
Plaid select accounts modal with institution accounts to confirm

Plaid: select the accounts to share with ClearSpend.

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What it does

Plaid brings charges into your workspace. You work those charges on Transactions. Plaid syncs in the background. New charges appear on Transactions without another upload.

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How it works

ClearSpend uses Plaid Link:
  1. You choose your institution in Plaid’s secure modal.
  2. You sign in with your card issuer. ClearSpend never sees your login.
  3. Plaid returns a read-only token. ClearSpend stores it encrypted.
  4. ClearSpend syncs charges onto Transactions and matches invoices when proof is available.
ClearSpend never stores your card credentials. Access is read-only. ClearSpend cannot move money.

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Who can connect

Owners, Admins, and Contributors can connect and disconnect Plaid. See Roles and permissions.

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Connect Plaid

1

Open Integrations

In the sidebar, go to Integrations.
2

Open the Plaid card

Under Import Transactions, find Plaid and click Connect.
3

Choose your institution

A Plaid modal opens. Pick the bank or card issuer you want to link.
4

Sign in with your card issuer

Finish Plaid’s sign-in. You can link more than one institution over time.
5

Wait for the first sync

ClearSpend imports recent charges onto Transactions. The card on Integrations shows the institution and last sync time.
You can also start from Import transactions on the top right.

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Security

  • Read-only access. Transaction history only. No ability to move money.
  • Credentials stay with Plaid. ClearSpend receives an encrypted token, not your card password.
  • Disconnect anytime from Integrations, or from your issuer’s connected-apps settings.
  • Per-org isolation. Your charges stay in your ClearSpend workspace.

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Pair with other sources

Plaid shows what was charged and when. Invoices and receipts are the proof. Most teams use both:
  • Upload statement: backfill older charges before Plaid finishes
  • Gmail: ongoing invoices and receipts from billing email
  • Forward invoices by email: send one-off invoices without OAuth
  • Xero: Xero → ClearSpend to import charges. ClearSpend → Xero to push reconciled charges back

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Common questions

No. Plaid provides merchant, amount, and date. ClearSpend never receives or stores full account or card numbers.
No. Plaid creates charges. Gmail and uploads collect proof so you can match each charge on Transactions.

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